Want a killer pet? No we are not talking about your pet’s killer looks alone. These are pets that are deadly for they can really give you a run for your life. It surely takes more than a good caring heart to tend them. The below mentioned few top the list:

The Ninja Munjas

These innocuous looking amphibians tend to carry the germ salmonella on them. This makes them pose a great risk to kids who are allured by their look and more by the baby turtles. Make sure your kid always washes his hand after touching them.

Constrictors (Red Boa)

Evidently you can guess how this beautiful looking reptile can be deadly. But do not think that it just possesses venom in it to give you a toxic laden bite. You would be amazed to know that it happily swallows on the rabbit that you would feed him daily. Also, when it gets the chance it could as well prey on your dog or cat. No wonder they are let lose into the wild by many owners when they grow big. Now that is another concern!

Scorpions

All of us have been at many times charmed or put off by the tale of the scorpion charmer, the person who had spent hours with these little insects inside a box and let them crawl all over him. Well I would never be game for that when I think of the venom a scorpion sting will carry.

Camel

These lofty animals who look so composed may not always be so, if you happen to rub them the wrong way. Camels are known for spitting at and there have been even instances of a camel gone off your rocker and kicking and sitting on the owner. Read the rest of this entry »

Submitting pet insurance claim forms isn’t always a simple process - so in this short article we will give you some advice on how to get things off to a speedy start. Different insurance companies have different pet insurance claim forms - so we can’t tell exactly how to fill in your specific form - but we can help you avoid some common pitfalls that slow down the average application.

Have plenty of claim forms ready

If you need to make a claim it is great to have a form ready to send off. This way you don’t have to wait for the pet insurance company to send one out. Ask for more than one form if you can.

Read and fill it out the claim form carefully

If you don’t fill the form in correctly this can result in long delays, or the worst case scenario the pet insurance company may reject your claim. Call them first and they will help you fill the form out. They will be happy to talk you through parts that may be confusing – and if you are lucky will give you advice on which questions it is important to answer correctly. Why not take the upper hand and ask the advisor if they think the claim may be accepted as is – and whether there is any part of the form you could have filled in better.

Who does the insurance company need to pay?

This might be you, or the veterinary company  where the operation or work was carried out. Getting this wrong can lead to long delays waiting for the vets to pay you. If you have already been waiting for a long period, you will not want to wait even longer whilst they sort out the mistake – especially when you may be talking about large sums of money.

Chase up your insurance company

It can be a very good idea to call both your insurance company, and your veterinary practice. This way if there is a delay in the process you can get it resolved. Find out how long everything should take, so you aren’t waiting any longer than this. Don’t be afraid to chase them up as often as is necessary. Remember the name of who you were talking to so you can speak to them again. Get call reference numbers where possible.

What to do if you have problems with your claim?

Call up everyone involved, remembering who you spoke to. Find out if the veterinary practice filled in and passed on the form. You can use this information to help in dealing with the insurance company to inform them when they should have received the form. This is one reason why it is important to write down and keep note of all the facts. If you can say when and to who you submitted the form – it will make your job of chasing it up a lot easier.

Our advice overall is to be careful with your application, and to not be afraid to be active once you have submitted the form. If necessary you will have to chase all parties involved until the claim is complete and you have been paid.